Could a Medicare plan with a LOW premium actually cost you MORE?

Could a Medicare plan with a LOW premium actually cost you MORE? When you're comparing Medicare plans for 2027, it's easy to focus on one number: the monthly premium. But your premium is only one part of what your healthcare may actually cost you. In this video, we'll look beyond the premium and talk about the other costs you need to consider, including: - Prescription drug costs - Deductibles and copays - Doctor and specialist visits - Outpatient services - Medicare Advantage provider networks - Your potential total healthcare costs for the year If you're helping a parent with Medicare, this is important for you too. Don't simply ask whether Mom or Dad's premium changed. Look at the healthcare they actually use. This is Video #1 in our Medicare Plan Cost series: #1 Premium → #2 Prescriptions → #3 Pharmacy → #4 Doctors & Benefits → #5 Total Annual Cost Subscribe so you don't miss Video #2: Prescriptions. My Medicare Book Everything Medicare: How to Silence All the Medicare Noise — Part One By Paul Copeland, CSA About First Step At First Step, we help families navigate Medicare, caregiving, dementia, senior living and aging with practical answers, real support and clear next steps. Because no family should have to navigate aging alone. Educational Disclaimer: This video is for general educational purposes and is not a recommendation of any specific Medicare plan. Medicare plan costs, benefits, formularies and provider networks vary by plan and can change. Review your plan's official information before making coverage decisions. And remember you don't have to walk this path alone, we can take the first step together.