Never Keep More Than This in Cash at Home After 65 — 14 Numbers (Most Don't Know)

Keeping cash at home is legal; it's your money. But there are numbers that decide how much is safe. Your homeowners policy may cover only $200 of cash. SSI counts every dollar on the first of the month. Food stamps' limit for seniors just went up on October 1. Help: National Elder Fraud Hotline: 1-833-372-8311 (Mon–Fri, 10am–6pm ET) Social Security: 1-800-772-1213 TreasuryDirect: treasurydirect.gov Sources: FBI IC3 2025 Annual Report; FTC consumer alert (Jul 2025); SSA POMS SI 01110.003, SI 01110.600, SI 01130.410, SI 01150.007; ssa.gov SSI resources; USDA FNS SNAP FY2027 COLA (Oct 1, 2026); medicare.gov MSP and Extra Help; 42 USC 1396p(c); FinCEN Financial Trend Analysis (Apr 2024); 31 CFR 1010.311; 31 USC 5324; FDIC; NCUA; BEP mutilated currency; BLS CPI-U; TreasuryDirect; Ready.gov. This is educational content and general information only. It is not legal, tax or financial advice. Limits vary by state and by policy. The people in the examples are illustrations. #seniors #SSI #cashathome #SocialSecurity #retirement