7 Bagay na HINDI Mo Dapat Bilhin Kung Wala Ka Pang IPON !

May mga bagay na hindi mo muna dapat bilhin kung wala ka pang sapat na ipon or savings tulad ng mamahaling sasakyan, latest gadgets, luxury items, travel, property, speculative investments, at expensive pets. Malalaman mo rin kung kailan mo masasabing financially ready ka nang bumili at ang 5 savings tips para ma-enjoy ang pera mo nang hindi nauubos ang savings mo. 📌 Open Maribank account using my Referral code: DL668977 deposit 1k and hold for 3 days to get 150 pesos 📌 Open BPI Banko Todo Savings account using my Referral code: RQU107 📌 Open Maya account using my Invite code: @janirefer 📌 Open Dragonfi account using my Referral code: C4DC6 ⚠️ Terms, rewards, and availability may change at any time. Please review the official MariBank, Maya, BPI Banko and Dragonfi app “Refer & Earn” or Referrals section for full details on how to Claim your Reward. 📌UnionBank CC (NAFFL): https://apply.cc-pl.unionbankph.com/PLCC/Verification?media=UBNOW-DJJAJX5G&pcode=VP201&scode=DCMMUBOMRE Timestamps: 00:00 Intro 00:23 Brand-New o Mahal na Sasakyan 01:17 Latest o Flagship Phone 02:22 Luxury at Designer Items 03:13 Expensive Travel o Vacation 04:07 Bahay o Condo 05:26 Speculative Investments 06:32 Expensive Pets 07:43 Kailan Mo Masasabing Afford Mo Na? 08:55 5 Saving Tips Para Mabili ang Gusto Mo 09:51 Final Thoughts '================================= FB: https://www.facebook.com/janitorial.writer/ 2nd Page: https://www.facebook.com/JaniDigital IG: https://www.instagram.com/janitorialwriter/ Tiktok: https://www.tiktok.com/@janitorialwriter '================================= ALL VIDS: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeFaaQVDZxkIIqg6WO__EeV8z UNDERRATED VIDS: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeGqpI-cIaWbB5Gyz-OwWZzi PERSONAL FINANCE VIDS: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeH2hiZt0LCHJzwN5UFOXFlF INVESTMENT VIDS: https://www.youtube.com/playlist?list=PL0Uk_A0lRJeGDiqaWGq3h5cIKZ9mZmG4p NEGOSYO VIDS: https://www.youtube.com/pl