Finally, A Budget That Actually Works in the UK

40 Over calculator: https://financialinterest.com/40-over-calculator/?yt=DnDOG6B9o8o 40 Over analysis: https://financialinterest.com/40-over-analysis/?yt=DnDOG6B9o8o This video does not represent financial advice, and we are not financial advisors. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results. The brokers we use... Get free fractional shares worth up to £100 with Trading 212 via this link: https://trading212.com/promocodes/FIN This is an affiliate link, we will earn a small commission. If you do not get your free share after depositing, use promo code FIN. Terms apply https://www.trading212.com/terms/invest Capital at risk when investing. Go to https://lightyear.com/financial-interest or use promo code 'FIN' to get between £10-£100 in a fractional share or ETF in a General Investment Account. See full T&Cs through our affiliate link. Capital at risk when investing. Claim a free share worth £10-£100 via our Freetrade affiliate link: https://clk.tradedoubler.com/click?p=329444&a=3425552 Terms apply, capital at risk when investing. View our affiliate policy: https://financialinterest.com/affiliate-disclosure/?yt=DnDOG6B9o8o 📩 Learn index funds in just one hour (for FREE!): https://financialinterest.com/index-funds-for-beginners/?yt=DnDOG6B9o8o 🕧 Timestamps 0:00 50/30/20 doesn't work 1:04 What is 50/30/20? 1:35 Why doesn't it work in the UK? 2:43 Are we just bad with money? 4:18 Savings are too much and not enough 4:45 What to use instead (40 Over) 6:05 How it works 7:37 What the numbers look like 8:21 Does 40 Over actually work? 10:05 Where 40 Over breaks ✉️ Get the Financial Interest newsletter: https://financialinterest.com/?yt=DnDOG6B9o8o