💰 Your State Will Pay Your $202 Medicare Premium — Most Seniors Never Ask

Every month, $202.90 gets pulled out of your Social Security check for your Medicare Part B premium — about $2,435 a year. But there's a program in every state that will pay that premium for you, in full, if you qualify. And for many seniors, it goes further, covering your deductibles, coinsurance, and copays too, so you pay almost nothing for Medicare. Millions of people qualify and never apply, usually because no one told them it exists or they assumed they made too much. In this video we walk through the Medicare Savings Programs, who qualifies, and exactly how to apply. What we cover: - The Part B premium you're paying — and why you may not have to - The three tiers of Medicare Savings Programs, and what each one covers - The income limits — higher than most people assume - The asset test — and why your home, car, and savings usually don't disqualify you - The hidden bonus: automatic Extra Help that slashes your drug costs - Exactly how and where to apply (it's not where most people think) Important: These programs are run by your state, so income and asset limits vary — many states are more generous than the federal baseline, and some have no asset test at all. Always apply and let your state decide. This channel is for education, not personal financial advice. Free resources & how to apply: - Medicare Savings Programs — apply through your STATE Medicaid office - Find yours: 1-800-MEDICARE (1-800-633-4227) - Extra Help (drug costs): Social Security, 1-800-772-1213 | ssa.gov - Free personalized help — State Health Insurance Assistance Program (SHIP): shiphelp.org If this helped, share it with someone on Medicare — most people who qualify never claim it, purely because no one explained it. Subscribe for plain-English help keeping more of your money. #Medicare #MedicareSavings #PartBPremium #SeniorBenefits #ExtraHelp #SeniorFinance