This ONE Caravan Lock Mistake Can Kill Your Theft Claim — Is Yours Fitted Right?

A twin-axle caravan was stolen from a winter storage site with a wheel clamp on it, and the insurer still turned the claim down. The Financial Ombudsman backed the insurer. Ciaran Doyle goes through that decision and five more published Ombudsman cases to show how the wording of your policy, not just the lock on your drawbar, decides whether a theft claim is paid. You'll hear what two UK insurers actually write down as their minimum security, why the word unattended matters, what Sold Secure ratings mean, how to fit a hitch lock and wheel clamp so they count, and three ten-minute checks to do before the weekend: copy out your security conditions, count your axles, and photograph what's on the van. This is general information, not legal or financial advice. We use AI tools to support the production of this video. #CaravanInsurance #CaravanSecurity #Caravan