Seniors, Your Bank Earns 10 Times More on Your Savings Than It Pays You (Here's How to Change It)

📒 Almost everything an older household can claim is checked once and then pays every month for as long as they qualify. The Part B premium alone is $202.90 of that every month. The Senior Benefits Handbook 2026 is what to check and how to ask for it, program by program — https://theclaiminsider.gumroad.com/l/senior-benefits-handbook?utm_source=desc 🏦 On September 16, 2026 the Federal Reserve raised the rate it pays banks on reserve balances to 3.90%. The FDIC's national average for a savings account is 0.37%, and interest checking is 0.07%. This video puts those figures in dollars and walks through three places run or insured by the federal government that pay closer to four percent: Treasury bills, I bonds, and insured accounts at banks that pay more, with the FDIC's $250,000 coverage limit explained. ⚖️ General educational information from public pages of the Federal Reserve, the FDIC, the U.S. Treasury and TreasuryDirect as of the date of recording. It is not financial, investment, legal or tax advice, and nothing here creates a professional relationship. Rates change often, including weekly for Treasury bills and every six months for I bonds, so confirm current figures on the official pages before any decision. This channel is not affiliated with any government agency, bank or brokerage and never asks for account details. #USA #USSeniors #Retirement #Savings #FederalReserve #TreasuryBills #IBonds #FDIC #SeniorMoney #UnitedStates