Over 65? The 2027 COLA Is 3.6% — Your New Check in Dollars

Social Security just announced the 2027 cost-of-living adjustment: 3.6%, the biggest raise since 2023. In this video we turn that percent into real dollars for your check, show what Medicare Part B can take out first, explain when the raise can make more of your benefit taxable, and give you the exact January 2027 payment dates, including who gets paid early on December 31, 2026. ⏱️ Chapters 0:00 The 2027 COLA is official: your raise in dollars 1:13 The average check + where the 3.6% comes from 2:28 What Medicare Part B takes 4:25 January payment dates (and Dec 31) 6:20 Will your raise get taxed? 7:26 The honest part 7:50 Your 5-step checklist 📌 Key numbers: - 2027 COLA: 3.6% (Social Security Administration, Oct 14, 2026) - Your raise ≈ your full benefit × 3.6% → $1,000 ≈ +$36 · $1,500 ≈ +$54 · $2,000 ≈ +$72 · $2,500 ≈ +$90 · $3,000 ≈ +$108 - Average retired worker: about $2,088/month (SSA monthly snapshot, Aug 2026) → about $2,163 with 3.6% (≈ +$75) - January 2027 payments: Wed Jan 13 / Jan 20 / Jan 27 by birthday · SSI and people paid on the 3rd: Thursday, Dec 31, 2026 - Medicare Part B 2027: not announced yet; the 2026 Medicare Trustees Report projects $209.50/month (+$6.60). Projection, not final. - Taxes on Social Security: half your benefit + other income above $25,000 (single) / $32,000 (married filing jointly) → part of your benefit can be taxed (up to 85%). These thresholds are not indexed for inflation. - 2027 earnings limit, maximum benefit and payroll tax cap: see SSA's official 2027 COLA fact sheet (pinned comment will be updated). Sources: Social Security Administration (2027 COLA announcement; monthly statistical snapshot; 2027 payment schedule) · Bureau of Labor Statistics (CPI, September 2026) · 2026 Medicare Trustees Report · IRS (taxation of Social Security benefits; senior deduction). This video is general education, not personalized financial, tax, or legal advice. Check your own numbers with Social Security (ssa.gov) and Medicare before making decisions. This channel is not affiliated with the Social Security Administration or Medicare. Some footage and narration in this video are AI-generated / synthetic.