12 Places Retired Guards Never Use Their Card (Skimmers Live at #4)

#identitytheft #cardskimmers #fraudprevention #scampreventiontips #securitytips You feed your card into a reader a dozen times a week without thinking, which is exactly why the one bad reader costs you so much. Retired security guard Curtis Hayes (31 years, part of them in loss prevention) counts down 12 places he stopped using his card, and the fix for each: the restaurant where your card leaves your sight, the pop-up reader you can't verify, the lonely outdoor kiosk, the no-name ATM in a bar or convenience store (highest fraud rate anywhere), a checkout over public Wi-Fi, reading your card to anyone who called you, the sketchy merchant keeping your card "on file," and any reader that only lets you swipe the skimmable magnetic stripe. Number four is the biggest skimmer spot in the country, the outdoor gas pump, with the ten-second check that beats it: wiggle the reader, check the security seal for "void," watch for a bulky mismatched bezel, then pay inside, tap or use your phone, and use credit not debit. Plus covering your PIN, why tap beats swipe and credit beats debit, and the #1 habit that catches everything else: watch your statements, because a thief can copy your card but not your attention. CHAPTERS 0:00 - A Card Is Only as Safe as the Reader 1:08 - No. 12: The Restaurant Where Your Card Leaves Your Sight 1:48 - No. 11: The Pop-Up Reader You Cannot Verify 2:24 - No. 10: The Unwatched Outdoor Kiosk 2:55 - No. 9: The No-Name ATM in a Bar or Store 3:30 - No. 8: Any Checkout Over Public Wi-Fi 4:02 - No. 7: Over the Phone to Anyone Who Called You 5:07 - No. 6: The Merchant Who Keeps Your Card on File 5:39 - No. 5: The Swipe-Only Reader 6:06 - No. 4: The Outdoor Gas Pump (and the 10-Second Check) 9:06 - No. 3: Typing Your PIN Out in the Open 9:36 - No. 2: Debit vs. Credit, Swipe vs. Tap 10:16 - No. 1: Watch Your Statements 11:43 - Your Homework Tonight 24:20 - Your Homework: One Walk With Your Phone Disclaimer: This video is for general educational purposes only and is not professional security or financial advice. If you spot fraud, contact your bank immediately and report card skimming to the Federal Trade Commission at reportfraud.ftc.gov. If you are in immediate danger, call 911 or your local emergency number. SOURCES Watch out for card skimming at the gas pump (Federal Trade Commission) - https://consumer.ftc.gov/consumer-alerts/2018/08/watch-out-card-skimming-gas-pump Credit Card Skimmers: How to Spot & Avoid Them (Capital One) - https://www.capitalone.com/learn-grow/privacy-security/credit-card-skimmers/ How to Check for Card Skimmers at Gas Pumps and ATMs (Connexus Credit Union) - https://www.connexuscu.org/blog/security-fraud/how-to-check-for-card-skimmers-at-gas-pumps-and-atms