Money & frugal livingThaddeus Penrow | The Certified Cheapskate5 Checkout Questions EVERYONE Says Yes To (A Cheapskate Says No)

5 Checkout Questions EVERYONE Says Yes To (A Cheapskate Says No)

Long-form14:10People & Blogs

Published Oct 7, 2026, 2:07 PM · 1w ago

Thaddeus Penrow | The Certified Cheapskate
Thaddeus Penrow | The Certified Cheapskate
64 subscribers · median 176 views
Views
108
+1 views/hour
Likes
0
0.0% of views
Comments
1
0.93% of views

Checked every 12 h while the video is this age · last check 11h ago · next in 11 min. YouTube itself updates public counts with a short delay.

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Views / hour now
1
measured 11h ago
Peak views / hour
1
11h ago
Avg views / day
15
since upload
First 24 hours
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not tracked from upload
vs channel median
0.6×
Rank in channel
#8
of 9 tracked
Engagement
0.9%
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Views over time

2 readings · line: total views · bars: views gained per hour

Description

If you said yes at the register and thought better of it in the car: www.certifiedcheapskatebook.com The book has a whole section on the register, the Kitchen-to-Checkout Audit for the charges that followed you home, and a NEXT TRIP box at the end of every chapter, so the deciding happens before you're in line. 455 pages, 86 chapters, every store fact sourced. $39 early-bird, 7-day refund. I'm Thad, the certified cheapskate. My wife gave me the title in our first year of marriage. I've been earning it ever since. Everyone thinks turning down a cashier means being rude to a nice person with a line behind you. It doesn't. Every one of those questions is a decision, and you can make it at your own kitchen table before you ever leave the house. I go through the five offers you hear at checkout, from "want to grab another one?" to the store card, the free trial and the protection plan, with what each one is really asking for and the polite sentence that answers it. The fifth is where I found out a cheapskate's answer can be wrong in both directions, and the toaster oven is only half of that story. And to give the store its due: the Target Circle Card's 5% off is a good deal if you pay the balance in full every month, and some protection plans cover what the maker's warranty won't. When you've tried it, leave one word in the comments: saved. And tell me which of these five your store asks you most. Chapters 0:00 Five questions with your card in the reader 0:50 Two for five, want another one? 1:53 Say your phone number out loud 3:36 The worst moment to be asked anything 4:53 One sweater and a credit application 7:14 Name every subscription you're paying for 9:04 The toaster oven, and what came after 11:41 What was in my mother's cupboard 13:31 Four words for the bottom of your list The prices, policies, and store tips are real and checked before every video. #FrugalLiving #SaveMoney #ExtendedWarranty #BudgetShopping #RetirementLiving
Tags
frugal livingsave money over 50cheapskategrocery savings tipshow to save money on groceriesretirement budgetfrugal living over 60extended warrantyprotection planstore credit carddeferred interestfree trial auto renewloyalty programis an extended warranty worth itshould i open a store credit cardclick to cancel rulehow to cancel subscriptionstarget circle cardcheckout questionswhat to say no to at checkout

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