How to Pay Less Tax on Your Investments in Australia

If you're looking to start investing in US and global markets from Australia with zero brokerage, Trading 212 makes it simple → https://www.trading212.com/join/LUKE How to pay less tax on investments in Australia: 8 legal ways to cut tax on shares, ETFs and savings, plus the 2027 capital gains tax changes explained. Most Australian investors pay more tax than they need to. The fix rarely needs a big portfolio or a fancy structure. It needs a bit of planning before you buy or sell. In this video, you'll see 8 simple, legal ways to keep more of your investment returns, using the 2026-27 tax rates and real dollar examples. Chapters: 0:00 Investment Tax in Australia and 2026-27 Tax Rates 1:15 Capital Gains Tax Discount: Hold for 12 Months 2:08 Time Your Sales for a Low Income Year 2:44 Use Capital Losses and Avoid Wash Sales 3:19 Franking Credits and Dividend Tax Refunds 4:10 Invest Through Super: Concessional Contributions 5:19 Own Investments in the Lower Earner's Name 5:55 Tax Deductions and Cost Base Records 6:20 CGT Changes From 1 July 2027 and Negative Gearing 7:24 Recap: 8 Ways to Pay Less Tax on Investments Check out the channel's playlists for more videos on retirement, tax, investing, super, and more. Retirement in Australia → https://www.youtube.com/playlist?list=PLQLTyWVl7eWbzf4hpqj_I_WNL1xRlVQGV Tax & EOFY → https://www.youtube.com/playlist?list=PLQLTyWVl7eWZlXZQcaF3j0N85O8SieHRU Superannuation → https://www.youtube.com/playlist?list=PLQLTyWVl7eWZg_kZinVmlIYHgFcXbKGjh Investing & Wealth Building → https://www.youtube.com/playlist?list=PLQLTyWVl7eWaGPVPmfb6PF5f4sF__9cIz Salary & Cost of Living → https://www.youtube.com/playlist?list=PLQLTyWVl7eWYqAWIOqTXdxvIG_6Z6LuBf Legal Disclaimer: This video is general information only and does not take into account your personal objectives, financial situation or needs. It is not financial, tax or legal advice. Tax rules can change. Check with the ATO or speak to a registered tax agent or licensed financial advi