5 TFSA Strategies for Retirement
2.2× channel medianLong-form16:21EducationPublished Sep 14, 2026, 11:30 AM · 5w ago
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Description
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There are 5 very specific TFSA strategies you might use in retirement. You won’t use all five of these strategies at the same time, because some conflict, some of them only work in specific situations, so it depends on your situation in retirement and that will help you decide which of these strategies to use.
The TFSA is a very useful account in retirement.
- It continues to grow tax free.
- It continues to gain new contribution room.
- It doesn’t have minimum withdrawals at a certain age (like a RRIF or LIF)
- When you make a withdrawal you get that contribution room back the following year.
- It rolls over to a spouse tax free and they get to keep whatever contribution room was used.
- It gets included in your estate tax free.
The TFSA is just a very useful account when it comes to retirement planning.
So what are some strategies that you can use to get the most out of this fantastic account?!
There are 5 specific strategies we want to share with you.
Watch the video!
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Disclaimer: This video is for educational purposes only and does not constitute investment advice or financial advice. All information provided is for illustrative purposes only and you should not rely on such information as the primary basis of your investment, financial, or tax planning decisions. Every effort has been made to ensure the accuracy of its contents. No representations, warranties or guarantees are made as to the accuracy of any estimates or calculations provided. Nothing in this material should be construed as investment or tax advice, or a solicitation or offer, or recommendation, to buy or sell any financial product or securities. Before making any financial decision, you should review your situation with a financial planner.
Tags
TFSA mistakesTax Free Savings Account mistakesTFSATax Free Savings AccountCommon TFSA MistakesTFSA in RetirementRetirement planning with TFSARetirement decumulation planningdecumulation planningTFSA StrategiesTFSA Strategies in RetirementMaximize TFSA in Retirement
Details
- Published
- Sep 14, 2026, 11:30 AM
- Length
- 16:21 (981 s)
- Format
- Long-form
- Category
- Education
- Audio language
- EN
- Quality
- HD
- Captions
- No
- Made for kids
- No
- Licensed content
- Yes
- Video ID
- nr83jlj-3YA
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