7 Medicare Changes Hit Seniors in 2027 — #4 Quietly Takes More of Your Check

What are the 2027 Medicare changes seniors need to know before Open Enrollment ends December 7? Seven changes hit retirees on fixed income: Medicare Advantage plans ending (non-renewal letters, Medigap guaranteed issue), Part D drug deductible rising to $700, the out-of-pocket drug cap rising to $2,400, the 2027 Part B premium and IRMAA surcharge deducted from your Social Security check (SSA-44 appeal, hold harmless rule), prior authorization in Original Medicare (WISeR), negotiated drug prices for Ozempic and Janumet, and Extra Help plus Medicare Savings Programs (QMB, SLMB) that pay your premiums. Protect your Social Security, Medicare coverage and retirement income. Get The Senior EXEMPT Playbook (the guide from the QR code in this video): every bill you are legally allowed to stop paying after 65, in one guide: https://senior-exempt-playbook.netlify.app Chapters: 0:00 $700 before your drug plan pays a penny 1:24 Why you must act before December 7 2:06 #1 Your Medicare Advantage plan may be ending 4:56 #2 The drug deductible rises to $700 6:21 #3 The drug cap rises to $2,400 8:18 #4 What quietly takes more of your check 12:50 #5 Prior authorization in Original Medicare 15:08 #6 Negotiated drug prices start 17:17 #7 The help that pays your premiums 20:09 What to do before December 7 DISCLAIMER: This video is for general educational and informational purposes only and is not medical, insurance, tax, legal, or financial advice. Medicare rules and 2027 amounts can change, and some figures are projections until CMS publishes them. Always confirm your situation with Medicare (1-800-MEDICARE), Social Security, your State Health Insurance Assistance Program, or a licensed professional before acting. #Medicare #SeniorFinance #SocialSecurity