Social Security 2027: The Exact Date Your Raise Is Announced (And What Gets Taken Out First)

The Social Security Administration announces your 2027 raise on October 14, 2026 at approximately 8:30 AM Eastern. Projections put it around 3.5% — but there's a second announcement coming that decides how much of that raise you actually keep. In this video: - The exact date, time, and formula behind the COLA announcement - Why the CPI-W measures working-age spending, not retiree spending - What 3.5% actually means in dollars for the average benefit - How Medicare Part B premiums come out of your raise before you see it - The "hold harmless" provision most seniors have never heard of - Why FERS retirees get a different number than everyone else - 4 specific action steps for October, November, and December All figures verified against SSA, The Senior Citizens League, AARP, and BLS reporting as of September 2026. Projections may change before the official announcement. Educational content only — not personalized financial or tax advice. Verify your own figures with the Social Security Administration or a qualified professional. 🔔 Subscribe — we break down exactly what the rules really say, one real number at a time.