Over 65? 5 Bills You May Be Overpaying in 2026

Over 65? You may be paying bills that a real program could help with — but you usually have to ask. Here are 5 bills that can shrink or disappear after 65, who qualifies in 2026, and exactly who to call. Plus: the one application that can unlock a second benefit automatically. ⏱️ Chapters 0:00 Help most people never ask for 1:34 Bill 1 — Phone or internet (Lifeline) 2:30 Bill 2 — Heating and cooling (LIHEAP) 3:18 Bill 3 — Property tax (exemptions, freezes, rebates) 4:46 Bill 4 — Prescriptions (Extra Help) 5:35 Bill 5 — Medicare Part B (Medicare Savings Programs) 7:12 The honest part + your list 📞 Who to call - Lifeline: your phone/internet company or the national Lifeline website (lifelinesupport.org) - LIHEAP: your local energy assistance office — call 2-1-1 - Property tax: your county assessor / appraisal district or state revenue department (Pennsylvania: pa.gov/ptrr — deadline Dec 31, 2026) - Extra Help: Social Security — ssa.gov/extrahelp or 1-800-772-1213 - Medicare Savings Programs: your state Medicaid office · free help from your state's SHIP (shiphelp.org) 2026 figures: Part B $202.90/month · Extra Help income limit about $23,940 (single) / $32,460 (couple), max $12.65 per covered drug · Medicare Savings Program (QI) federal limit about $1,816/month (single) / $2,455 (couple), savings limit about $9,950 (single); 14 states have no savings limit · Lifeline up to $9.25/month, income at or below 135% of federal poverty guidelines. Most programs have income limits and rules vary by state. Sources: Medicare.gov, CMS, SSA, FCC/USAC, HHS LIHEAP, Pennsylvania Department of Revenue, Texas Comptroller. This video is for general education only. It is not personalized financial advice. Some footage and narration in this video are AI-generated / synthetic.