#12 Six Financial Mistakes I REFUSE to do as a German Woman

If you’re interested in minimalism, intentional spending, and simple German living ways, this video is for you. I’m sharing 6 financial things I refuse to do as a German woman — from spending thousands on an engagement ring to taking on unnecessary debt and lifestyle inflation, to make sure I can life my free German Homestead life in the future. Living in the US has made me even more aware of the different attitudes toward money, status, and spending in Germany and America. And while I absolutely don’t think one country has everything figured out, there are some financial habits I personally choose to stick to. My Budget Planner for decluttering your finances: https://moneymalism.de/produkt/annual-budget-planner-know-your-money/ In this video we’ll talk about: • 💍 Spending $15,000 on an engagement ring • 💼 Giving up my career just because I get married • 💄 Turning beauty maintenance into a major monthly expense • 🚗 Taking on debt for a lifestyle I can’t comfortably afford • 🏠 Stretching my budget just to own a bigger house • 📈 Choosing long-term investing over chasing individual stocks These aren’t rules everyone has to follow. They’re simply the financial choices that make sense for me, and some of them might make you rethink what you’ve been told you’re “supposed” to spend money on. **Less status. Less pressure. More freedom.** #FinancialFreedom #MoneyTipsForWomen #Minimalism #SimpleLiving #GermanLifestyle #PersonalFinance #FrugalLiving #MoneyMindset