Social Security Just Changed Direct Deposit Rules — Do This Now

ne thing now decides how hard it is to change where your Social Security payment lands, and it is not your age and not your bank. It is whether you can get into one website. Since April of last year, anybody who cannot use their my Social Security account has to prove who they are in person before that change will be made. Not by post, not over the telephone. Three benefits are carved out of that rule completely and the rest are not. A thirty day hold that several channels have told you was removed is still in place for online changes. And if you cannot get to an office at all, the Treasury has a waiver almost nobody has heard of. This is education, not financial, tax, or legal advice. In this video: 00:00 One website decides all four 00:34 Who these four reach 00:52 The two names, said once 01:01 #1 If you cannot log in, you go to the office 02:54 #2 Medicare, disability and S S I never have to 04:25 #3 The thirty day wait did not go away 06:01 #4 If you cannot go, one phone number 07:40 The thread through all four 08:50 Where this stops being useful 09:16 The four, said quickly 10:02 The calls that go out this season THINGS TO ASK ABOUT / OFFICIAL LINKS: • Proving your identity, and who is exempt — https://www.ssa.gov/news/en/identity-proofing.html • The announcement that changed this — https://www.ssa.gov/blog/en/posts/2025-03-18.html • Updating direct deposit — https://www.ssa.gov/manage-benefits/update-direct-deposit • Setting up a my Social Security account, free — https://www.ssa.gov/myaccount/ • The move to electronic payments, and the waiver — https://www.ssa.gov/blog/en/posts/2026-06-02.html • Prepaid card if you have no bank account — https://www.godirect.gov/ If somebody in your family still does everything on paper, do not explain this to them. Sit beside them and set the account up while nothing is wrong. #SocialSecurity #SeniorFinance #DirectDeposit #Retirement #SeniorBenefits