12 Texas Towns Insurance Companies Are Quietly Abandoning Homeowners Can't Sell, Can't Stay (2026)

12 Texas Towns Insurance Companies Are Quietly Abandoning — Homeowners Can't Sell, Can't Stay (2026) Texas homeowners are facing a growing insurance problem that is making some homes harder to afford, harder to insure, and in some cases harder to sell. In this video, we look at 12 Texas towns and cities where homeowners are dealing with rising premiums, non-renewals, wind and hail exclusions, flood coverage gaps, and growing dependence on last-resort insurers like TWIA and the Texas FAIR Plan. From Wylie and Amarillo to Houston, Corpus Christi, Rockport, Galveston, and Crystal Beach, each location shows a different side of the Texas insurance crisis. We also explain why missing windstorm certificates can stop a coastal home sale, why standard homeowners insurance does not cover rising floodwater, and why some retirees with paid-off homes are being squeezed by insurance costs even without a mortgage. If you own property in Texas, are planning to retire there, or are thinking about buying near the coast, this video shows the insurance risks you need to understand before making a decision. What was your home insurance premium three years ago, and what are you paying now? Tell us your Texas town in the comments. Subscribe for more Texas real estate, retirement towns, housing risks, insurance problems, affordable living, and hidden costs homeowners need to know. #TexasInsurance #TexasRealEstate #HomeInsurance #TexasHomes #TexasCoast #RetirementInTexas #HousingMarket