Watch Homeowners STRUGGLE to Sell as Americans Can’t Afford Houses Anymore

Homes sitting for 95 days, then 143. Price cut after price cut, and open houses where nobody shows up. On the other side, people with $100,000 saved who still can't buy a starter home. America now has more sellers than buyers than at any time in Redfin's records, and the houses still aren't moving. In this video we hear from both sides: the homeowners, many of them boomers or retirees, who can't sell or can't afford to move or can't afford to retire without selling, and the young buyers locked out as they can't afford to buy a house. We do the math on 7.4% mortgage rates, the 3% "golden cage", taxes and insurance, and who is actually buying. Then we look at the people who found a way through anyway: house hacks, assumable mortgages, family help, down-payment programs and cheaper towns. This channel covers what's really happening to working Americans' money. Key sources Freddie Mac Primary Mortgage Market Survey (30-yr 7.40%, week of Oct 8, 2026): freddiemac.com/pmms National Association of Realtors, existing-home sales, September 2026 (Oct 13, 2026); 2025 Profile of Home Buyers and Sellers Realtor.com September 2026 housing report; Redfin (buyers vs sellers, Aug 2026; price drops and sales below asking, Sep 2026) FHFA National Mortgage Database (Q2 2026); Federal Reserve Distributional Financial Accounts (Q2 2026) Census Bureau: Housing Vacancies and Homeownership (Q2 2026), CPS living arrangements (2025), Income in the U.S. 2025 (P60-289), new residential sales (Aug 2026), ACS 2024 U.S. Treasury yield curve; Federal Reserve FOMC statement (Sep 16, 2026) ATTOM 2025 property tax report; Insurify 2026 home insurance projection; NAHB/Wells Fargo HMI (Sep 2026) 21st Century ROAD to Housing Act, Public Law 119-101 (govinfo.gov) Creator clips are short excerpts used for commentary; every creator is credited on screen. #housing #boomers #genz #personalfinance #Retirement #SocialSecurity #genx #money #finance #realestate #housingmarket