Your Spouse Gets Your CPF as Cash by Default (The Other Nomination Option)

Everybody agonises over who to name on their CPF nomination. Almost nobody looks at the second question on the same form. The second question is how. And the default answer is cash, as one lump sum, into a bank account. In this video: what the cash default actually does and why a six-figure transfer in the worst month of someone's life is worth thinking about, the Enhanced Nomination Scheme that sends the same money into your nominee's own CPF accounts instead, the Special Needs Savings Scheme that pays monthly from $250 but only for a child with special needs, a framework for choosing between them, and the one thing that cancels all three options without telling you. Everybody decides who. Almost nobody decides how. Go and look at which one yours is set to. GET THE FULL PLAN The Singapore Retirement Blueprint. Workbook plus the Drawdown Planner spreadsheet. https://moneywithwei.com DISCLAIMER This video is educational information only and is not financial, legal or tax advice. It is not a projection or guarantee of any outcome. I am not a licensed financial adviser and I am not licensed by the Monetary Authority of Singapore. Figures reference CPF, HDB and IRAS rules as published for 2026 and may change. Verify your own situation at cpf.gov.sg, hdb.gov.sg and iras.gov.sg, do your own research, and consider speaking to a MAS licensed adviser or a lawyer. Investing involves risk, including the possible loss of capital. #CPF #CPFNomination #RetirementSingapore #EstatePlanning #MoneyWithWei