📌 Your 2027 Social Security Raise Will Be Announced Wednesday — Here's What to Expect

Your 2027 Social Security raise (COLA) is expected to be announced on Wednesday, October 14, 2026, at about 8:30 a.m. Eastern. The latest estimates say about 3.6% — the biggest raise in four years — or about $75 more a month for the average retiree. But that's not what you'll actually see in your check. In this video I explain how the 2027 COLA is decided, a simple trick to work out your own raise ($36 for every $1,000 of your check), how the 2027 Medicare Part B premium comes out first, what changes for SSI, people paying IRMAA and people with tax withheld, the January 2027 payment dates, why some people get paid on December 31, and the December COLA notice you should never throw away. ⏱️ CHAPTERS 0:00 2027 Social Security raise: announced October 14 1:01 Before we start 1:11 How the 2027 COLA is decided (not Congress, not the President) 2:25 The $36 trick: work out your own raise 3:26 Medicare Part B 2027: what comes out of your raise first 5:33 SSI, IRMAA and tax withholding: why your raise may be different 6:44 When the raise arrives: January 2027 payment dates and the December 31 payment 7:51 The December COLA notice: open it and keep it 8:45 Checklist — screenshot this 9:18 So, how much will you really get? ❓ QUESTIONS ANSWERED IN THIS VIDEO • When will the 2027 Social Security COLA be announced? • How much will the 2027 COLA be? • How much will my Social Security check go up in 2027? • How much is the Medicare Part B premium in 2027? • Can the Part B increase lower my Social Security check? (the hold harmless rule) • How much will SSI be in 2027? • When will I get my first check with the 2027 raise? • Why is my January SSI payment paid on December 31? • Where do I find my new Social Security amount? 💵 THE $36 TRICK (if the raise is 3.6%) • $1,000 check → about +$36 a month • $1,500 check → about +$54 • $2,000 check → about +$72 • $2,500 check → about +$90 Use your full check amount, before Medicare is taken out. If the raise is 3%, it's $30 per $1,000; if it's 4%, $40. 📌 KEY NUMBERS • 2026 COLA: 2.8% (2025: 2.5%) • 2027 COLA estimate: about 3.6% (Senior Citizens League, AARP) — official number October 14 • Average retired worker: about $2,071 a month now → about +$75 • Medicare Part B: $202.90 in 2026; projected about $209.50 in 2027 (private forecasts $216–$219); final number in November • SSI maximum (individual): $994 in 2026 → about $1,029 with a 3.6% raise • Medicare open enrollment: October 15 – December 7 📅 JANUARY 2027 PAYMENT DATES • Born 1st–10th: Wednesday, January 13 • Born 11th–20th: Wednesday, January 20 • Born 21st–31st: Wednesday, January 27 • SSI and people paid on the 3rd: Thursday, December 31, 2026 — this is your January payment, not a bonus ✅ CHECKLIST 1. The raise is expected Wednesday, October 14. 2. The best estimate is about 3.6%. 3. Quick math: about $36 more for every $1,000 of your check. 4. Medicare comes out first. Compare your plan from October 15 to December 7. 5. SSI and some January payments arrive December 31. It's not a bonus. 6. Open your December notice from Social Security — and keep it. 📞 WHERE TO CHECK • Your new amount: my Social Security at ssa.gov (Message Center, early December) • Compare Medicare plans: medicare.gov or 1-800-MEDICARE • Social Security: 1-800-772-1213 • Nobody from Social Security will call, text or email asking for your information about the raise. Hang up. 🔔 I'll post the official 2027 raise on Wednesday, October 14, with exactly what it means for your check. Turn on the bell so you hear it here first. 💬 What's the first thing your raise will go toward — groceries, medicine or rent? Tell me in the comments. Please never post your Social Security number. 📤 Send this to a parent counting on that raise, a friend on SSI who might think the New Year's Eve money is a bonus, or a neighbor with a drug plan who needs to compare. Related searches: 2027 COLA, Social Security COLA 2027, 2027 Social Security raise, COLA announcement October 14, how much will Social Security increase in 2027, 2027 COLA estimate 3.6%, Medicare Part B premium 2027, hold harmless provision, SSI 2027 payment amount, Social Security payment schedule January 2027, SSI December 31 payment, COLA notice my Social Security, Social Security increase calculator #SocialSecurity #COLA2027 #SocialSecurityRaise #Seniors #Medicare #SSI #Retirement #SocialSecurityNews General information, not financial advice. Figures are estimates until the official announcement; your exact numbers will be in your notice from Social Security. Not affiliated with the Social Security Administration or Medicare.